Even as a kid monster movies didn’t really frighten me. I just was never that impressed by Dracula or Frankenstein (let alone a Werewolf — a mere dog). The Creature from the Black Lagoon, the Blob, the Thing, giant insects, Harryhausen animations, even zombies… All such obvious effects.
Slasher movies weren’t that big when I was a kid. Jason, Freddie, Chucky, they all came along later. The first Saw wasn’t until 2004. And again, on some level, just special effects. That’s actually part of what’s cool about the gory movies.
But ghost stories? Ghost stories definitely get under my skin!