A Decade of Retirement

Today marks the ten-year anniversary of walking out of work for the last time. When I did, I thought I’d return for the occasional visit to see how old friends were doing. The reality is that I haven’t been anywhere near the place since. I’m glad to have at long last shed my corporate cloak, glad to have finally escaped.

I’ve very much enjoyed being retired. Finding something to do has never been a problem for me. Quite to the contrary, I’m delighted to have all the time to pursue my hobbies and interests.

And it’s done wonders for my overall mood and outlook on life. I’m a much happier person being out of the “rat race”.

A big truth here is that the corporate world always fitted poorly on me. Being a good corporate component was neither an easy skill nor one I particularly wanted to acquire. There are so many aspects of corporate life that oppose my values.

Two I struggled constantly with: truth and quality. My parents taught me to be truthful and to always do my best at any job. Those are not values always widely appreciated in the corporate view, especially the first.

As in politics, truth is often sacrificed in the name of appearances. Even companies that avoid active dishonesty are often selective in the truths they’re willing to express. There are legitimate corporate secrets that must be protected, of course, but contrast that with how tobacco and chemical companies worked very hard to suppress the truth about the dangers of their products.

One problem with the corporate system is uninvolved stockholders who care only for the return on their investment, care only about the size of their dividends. This introduces an element of soulless greed that all too often reduces the quality of the corporate product.

I’ve been in meetings where the topic of discussion was how much product quality could be sacrificed in the name of greater profits without causing our customers to go elsewhere. Such discussions were usually disguised in clever corporate-speak, but that’s what those meetings were really about.

§

One of the sillier employee propaganda campaigns we were subjected to had the slogan “Quality is Free”. Somewhere on a dusty upper kitchen shelf I still have a coffee cup emblazoned with that slogan.

The intent was to encourage employees to always do their best. That they often don’t is a sad truth about people and the nature of modern employment. We no longer place high value on work ethics. The notion of always doing your best, no matter what your job, somehow got lost in the shuffle. We lost our sense of pride.

But quality is not free. There absolutely is a cost to it. For one thing, low wages are a direct cause of employees not giving it their best. Pay people what they’re worth, and some pride kicks in. (Or at least, it should. The modern work ethic has so badly declined that high wages are taken more as an entitlement than a reward for good work.)

A better example, and one that’s long stuck in my craw, involves customer service and user documentation. These things are invariably cost sinks from a short-term corporate point of view. Generally speaking, there is no way for a company to earn back — let alone profit from — what it costs to support their products.

What this short-sighted view misses, though, is the long-term benefits of customer loyalty and goodwill — admittedly a hard thing to measure on a spreadsheet. Further, the upfront cost of good user documentation (which can be notable) means fewer calls to whatever hotlines a company is willing to provide.

Modern technology, in the form of websites and AI chatbots, tries to fill that role now and allows a company to spend as little as possible on customer service. The result, at least in my mind, at least so far, is less than ideal.

[On a related note, I’m furious with Apple Corporation for the way they skimp on their free apps — the stuff that comes on your iPhone or iPad. They’ve shifted from making hardware with decent software to being a content provider. Be it Apple TV, Apple Books, Apple Music, Apple News, Apple Pay, this is the revenue stream they seek. So, their free apps are increasingly shit. (Their weather app is the worst I’ve ever seen. Utterly broken and useless.) On top of that, I’ve had horrible experiences with their customer “support” to the point I’ve vowed to never subscribe to any service they push. I used to respect them for their quality, but that ship sailed and sank. See also Depressed and Disappointed & I Hate Apple!]

§ §

But enough yelling at clouds. (But I’m old and retired and therefore allowed to rant and rail. And get off my lawn!)

Ten years of retirement. How the time does fly. In large part because of being older. One’s internal clock ticks slower as one ages, so the world seems to move by faster. I still think the way a year becomes a smaller and smaller fraction of your life plays a minor role. [See BB #72: Perception of Time]

Perhaps less than the mere time fractions involved, it’s the storehouse of memories and experiences. Unless one actively seeks new experiences, one day becomes much like any other day. When there isn’t much to record in one’s mental diary, the days merge into one another. Much of our perception of time is bound to how much we remember about (or learned in) the past week, month, or year.

I’ve been focused on getting stuff done this year — finally doing some of things on my TODO list that I’ve been putting off for years. One consequence is that the past half-year feels longer to me than some recent entire years.

§

The thing about being retired, especially if one is single, is that for the first time ever, your life is totally your own.

There is some degree of freedom before grade school, but at that young age parents tend to run your life (rightfully so, of course). Kindergarten is fairly carefree, but once you hit first grade, there’s a clock in your life five days a week. And class assignments and homework. And having to be around people you may not like (such as bullies and kids lacking in manners or good hygiene).

The workload and time requirements get worse in high school. Often that’s about the time one joins the workforce. The (usually small) paycheck is wonderful, but it also adds another demanding clock and a new set of tasks and requirements.

College amplifies both the scholastic and workforce demands. Worse for many, colleges (at least in my day) don’t nag you about performing the way lower education systems do (at least in my day). College expects you to know what you’re doing, expects you to want to be there learning, and allows you to swim or sink on your own. The demands now come from within.

After college, unless one is rich (and most of us aren’t), one has to support oneself. The roof, bed, food, car, gas, utilities, possessions, and entertainment all have to be paid for. (And many have to pay back school loans.) Now the penalty for not keeping the hamster wheel spinning is more than bad grades or expulsion. Now the clock really calls the rhythm for the tune of your life.

But once you retire, all that goes away. No more teachers, no more books, no more boss’s dirty looks. No more clock, no more maze running, no more spinning the wheel, be it hamster or grindstone.

Unless you want to. The choice, though, is yours.

[At least in the ideal case. I was blessed and lucky in this regard, and I’m very aware of that. Because my needs are small, my pension and Social Security provide an adequate non-materialistic life and give me the luxury of no longer having to give a shit. I don’t even watch the news anymore (and completely ignore politics). In consequence, my mental health is ever so much better.]

§ §

There is some irony for me in how the work world evolved.

When I started as a field tech in Los Angeles back in January of 1980, even though most of us worked on machines with spinning motors and moving parts, we were expected to wear a tie. To avoid strangulation, we generally wore clip-on ties in case they got caught in the machinery.

At some point, in part due to complaints from the techs, in part due to a more casual world, they removed that requirement. A happy day for techs, and I doubt most customers even noticed the change.

I transferred to a national support desk job here in Minnesota in 1984, and while suits or jackets weren’t required (except for managers, of course), everyone was expected to dress in appropriate office wear (nice slacks and shirts for men, pant suits or nice dresses or skirts and blouses for women). You could get called onto the carpet, even sent home, by your boss if you violated the standard.

Then “Casual Fridays” became a thing (although not too casual — no sleeveless tops, shorts, or sandals). Eventually, Casual Fridays expanded to fill the week, and the dress code largely went out the window. Not entirely, of course. One still needed to be appropriate for a business environment (a friend of mine got in trouble several times for her short skirts).

§

A more biting irony to me was how hard I fought to work at home versus the current environment that encourages it in employees whose work allows it. Obviously, some jobs require the employee to be there physically, but many do not.

I developed software, so my job definitely did not. I was far more productive at home than at work. For one thing, it was too easy for others to interrupt me when I was present and accounted for in my cubical. Studies have shown that, after an interruption to a mentally demanding task (such as developing software), it takes at least 20 minutes to recover your mindset.

I’ve often compared developing software to those old-fashioned variety show acts where the performer keeps lots of plates spinning on flexible poles. They’d dash around frantically keeping each plate spinning fast enough so it wouldn’t fall (and break — the best part for viewers). Interrupting that flow means all the plates fall.

It wasn’t uncommon during debugging to find a weird bug that likely came from being interrupted and having the plates crash. Often, a development task generates a sub-task, and that sub-task generates a sub-sub-task, and so on stacked for as many levels as needed. One has to unwind those sub-tasks properly. An interruption makes you forget where you are in the stack.

Working from home I put in longer days and did more intense (and more accurate) work. But convincing management of that was a battle. Most of my bosses weren’t capable of fully understanding my work. Few of them were results oriented.

§ §

In the last years of my career, my perceived value to management declined. Metaphorically, I was an expert tailor who designed and made custom clothing. But The Company increasingly determined to buy off-the-rack, because it was cheaper.

The thing is, no one buys off-the-rack because it’s better — off-the-rack is never better than tailored. In fact, sometimes the difference is extreme. And when the fit is poor, or the seams fall apart, what are you going to do? Tailored clothing fits perfectly and your friendly neighborhood tailor is always there to fix any problems.

Things got so dicey in the later years that I ultimately decided to retire early despite the reduced pension.

I did the math and decided I could manage okay (because I’m single, have no kids, and my needs are small). So, ten years ago today, after some cake and good-byes, out the door I went.

Regrets: ZERO!

[For more work tales, see: Gobsmacked! & Ground Rush & Reflections: Work & Change. For the days leading into retirement, see: 10… 9… & 8,… 7,… 6,… 5,… & 4,… 3,… 2,… 1 & lastly Weekend Frisson.]

Stay retiring, my friends! Go forth and spread beauty and light.

About Wyrd Smythe

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The canonical fool on the hill watching the sunset and the rotation of the planet and thinking what he imagines are large thoughts. View all posts by Wyrd Smythe

14 responses to “A Decade of Retirement

  • Wyrd Smythe's avatar Wyrd Smythe

    As a bit of a private gag, this post has exactly 2023 words. 😎

    Took a bit of careful editing, let me tell you. The initial version weighed in at just under 2000 words and gained a bit more weight in later edits. During some of the last of these I noticed I was dancing around near the 2020s and got the idea about seeing if — just for fun — I could make it 2023. The final fine-tuning edits kept taking me below that number, and I finally had to add the clause, “after some cake and good-byes” to seal the deal.

    FWIW, my general ceiling these days is 2000 words (except for the more technical posts, or the rambling trip-down-memory-lane posts, that invariably demand more).

  • Lucy Lopez's avatar Lucy Lopez

    My first real job was at Merle Norman Cosmetic, really good company. When I started the wages were higher than average, free health benefit with very low prices if you wanted to upgrade. They even had an in-house dentist that you could make an appointment during work hours. But the best of all was the .25 cent lunch. It was like going to a buffet every day, but very high quality food. At both 15 minutes breaks free coffee, tea, 4 different kinds of milk. The chef made fresh pastry every day. My co-workers treated me like if I was their little sister. I enjoyed working there. But when I left after the best 15 years I never went back. I still haven’t figure that out. I’ve never have gone back to any of my work jobs to visit.

    • Wyrd Smythe's avatar Wyrd Smythe

      Sounds like the good old days of wine and roses. Most companies pulled back on a lot of that stuff once the economy changed. My company — long known as “employee friendly” — used to have a lot of employee perks, too, but those all faded over the years. So it goes, I guess.

      I wonder if this is another case of “two kinds of people”: Those with a lot of nostalgia who cling to the past versus those more focused on the present and/or future. I’m definitely the latter, perhaps you are, too. On the other hand, I have some friends who never quite left the 1960s!

  • Anonymole's avatar Anonymole

    These days we (my wife and I) analyze the “Retire now and suffer a lower SS payout” question. As it is, it’s 5 more years to 67 and god will I hate them.

    I’ve watched videos that say, yeah, but you could quit and take 1/2 a salary but for a job you like — if you can still survive, you’ll be better off than retiring now.

    Ugh.

    Where a good and complete apocalypse when you need one?

    • Wyrd Smythe's avatar Wyrd Smythe

      In my case, the math was mainly about the pension. The longer I worked, the larger the monthly pension. By leaving earlier I did reduce the amount noticeably, but (because of being single, childless, and having a low financial footprint) I figured it was adequate (and so far, it has been 🤞🏼). The SS was a separate consideration for me — that can be turned on at any point. As you know, the later you wait, the higher the check. I waited several years before activating SS. In part because The Company provided a “Social Security Bridge” for retirees that filled in most of what SS would pay until you did activate it.

      My personal life may never have been what I’d hoped for, but my work life was blessed. Loved what I did — until the last few years (hence the early retirement) — and forcing myself into a corporate slot for 34 years made my retirement mostly worry-free. Except for health, the state of the world, and other Big-Ticket issues.

      I don’t know how it is for software developers these days or in your region, but in the last few years of work headhunters kept telling me that they could place me in higher-paying jobs. They gave me the impression my skillset was quite viable. Might be worth looking into. Maybe there’s a happier job out there for you. There’s agism in our industry but that might be outweighed by your experience and skillset.

    • Matti Meikäläinen's avatar Matti Meikäläinen

      Have you calculated your so-called “break even” point? I.e., calculate the total amount you will receive from SS if you take it now until the age of 67. If it’s five years that will be a fairly big number. Then calculate how many years it will take to reach that number if you start SS at 67. What age will you be when you finally start getting more from SS by waiting until 67? It’s a useful way to look at it that way.

      • Matti Meikäläinen's avatar Matti Meikäläinen

        Anonymole, here’s another thing to consider that is rarely mentioned in retirement advice articles. The Social Security administration is advised by a team of actuaries. In other words, the benefit payout formulae are determined in part by the average life expectancy of the American worker. If you think you’ll beat the average life expectancy, then waiting for a larger monthly check might be a good deal. If, however, you think you fit the statistical average pretty well, then don’t expect that waiting will result in a higher total lifetime payout.

  • diotimasladder's avatar diotimasladder

    “Much of our perception of time is bound to how much we remember about (or learned in) the past week, month, or year.”

    Time moves fast when your days memorable. So true. I find just getting out and doing something small, taking Geordie to the park for a half an hour, makes the day seem fuller somehow, and yes, longer.

    • Wyrd Smythe's avatar Wyrd Smythe

      Yeah, it’s a funny contrast. When your days are engaging, the time itself goes by fast, but the memory of the day seems longer. Makes perfect sense, of course, but it’s still a funny contrast.

      Give Geordie a treat from me!

  • paultorek's avatar paultorek

    Speaking of the rat race, I’ve toyed with the idea of a custom T-shirt asking, “If life is a race, where’s the finish line? [Picture of rats running in numbered jerseys] And do you really want to get there first?”

    Would it be overkill (pardon the pun) if the rats are running past a graveyard?

    A NSFW T-shirt, if one still hopes for raises or promotions.

    • Wyrd Smythe's avatar Wyrd Smythe

      Ha, cute! I’ve pondered the symbolism of the hamster wheel — rats use them, too. Racing to nowhere except that ultimate end. The Sisyphusian aspect of life. The hope is to make the journey the reward.

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